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Sustainable Life Insurance : Managing Risk Appetite for Insurance Savings and Retirement Products
Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites.Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. FeaturesThe book offers not only theoretical background but also concrete, cutting-edge "quick wins" across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging.
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Kefir : Properties, Functionality, and Health Benefits
Kefir: Properties, Functionality, and Health Benefits covers the more practical side of kefir production, technology, and product development.It focuses on the scientifically demonstrated benefits of this beverage, especially antimicrobial and antioxidant effects, intestinal microbiota modulation, immune response modulation, and anticancer properties.Bioactive compounds responsible for these effects are also explored to provide a theoretical basis for developing new food and pharmaceutical formulations.In addition, the book covers kefir’s potential role in neurodegenerative disease prevention.Finally, the readers will find strategies for product diversification, quality control, and biotechnological applications. Kefir is a fermented milk beverage that is growing in popularity among both researchers and consumers for its proven and potential health benefits.Companies interested in developing new fermented beverage products will find this work of interest.
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Research Methods in Health: Investigating Health and Health Services
“An essential and comprehensive guide for students and researchers in a range of health care disciplines investigating health services, health care and well-being.”Professor Robert J.Edelmann, Emeritus Professor of Clinical and Forensic Psychology, University of Roehampton, UK“An invaluable resource for students, researchers and practitioners from all health backgrounds and disciplines, who are involved in research to produce a robust evidence-base to inform the development, provision, delivery and evaluation of healthcare services.”Felicity Smith, Professor Emeritus of Pharmacy Practice, UCL School of Pharmacy, UK“The fifth edition of ‘Research Methods in Health’ continues to provide an excellent broad based introduction to the subject.”Virginia Berridge, Professor of History and Health Policy, Centre for History in Public Health, London School of Hygiene and Tropical Medicine, UKThis bestselling book provides an accessible introduction to the concepts and practicalities of multi-disciplinary research methods in health and health services.The new edition has updated and expanded coverage of:•International examples, terms and approaches•Epidemiology and methods of tracing epidemics•Aging population demography and bio-demography •Evaluation and assessment of health services•Health services research and audit, including data generation•Methods of evaluating patients’ perspectives •Measuring quality of life outcomes•Health economics methods and applications•Quantitative and qualitative researchCore processes and methodologies such as social research, mixed methods, literature reviewing and critical appraisal, secondary data analysis and evidence-based practice will be covered in detail.The book also looks at the following key areas of health research:•Health needs•Morbidity and mortality trends and rates•Costing health services•Sampling for survey research•Cross-sectional and longitudinal survey design•Experimental methods and techniques of group assignment•Questionnaire design•Interviewing techniques•Coding and analysis of quantitative data•Methods and analysis of qualitative observational studies•Unstructured interviewingThe book is grounded in the author's career as a researcher on health and health service issues, and the valuable experience this has provided in meeting the challenges of research on people and organisations in real life settings. Research Methods in Health, Fifth Edition is an essential companion for students and researchers of health and health services at all levels, health clinicians and policy-makers with responsibility for applying research findings and judging the soundness of research. Ann Bowling is a sociologist, specialising in research on ageing, research methods, quality of life, public and social health.She was Professor of Health Sciences at the University of Southampton, UK (2012–17), where she is now Visiting Professor.Ann was awarded the Highly Commended book prize for the 4th edition of Research Methods in Health at the 2015 BMA Medical Book Awards.
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Health Benefits of Fermented Foods and Beverages
Health Benefits of Fermented Foods and Beverages discusses the functionality and myriad health benefits of fermented foods and beverages of the world.It examines health-promoting and therapeutic properties, covering the molecular process of fermentation and the resulting benefit to nutritional value and long-term health.Exploring a range of fermented food products from yogurt to tempeh to wine, the book details probiotic activity, degradation of anti-nutritive compounds, and the conversion of substrates into consumable products with enhanced flavor and aroma. The diversity of functional microorganisms in fermented foods and beverages consists of bacteria, yeasts, and fungi.The most remarkable aspect is the biological functions and the enhanced health benefits due to functional microorganisms associated with them.Written by a host of international experts, the book highlights the microorganisms in fermented foods and beverages of the world.It collates information based on research articles and review papers investigating the different health-promoting benefits such as antioxidant functions, allergic reactions suppression, and overall digestion improvement.Possible health benefits of fermented foods and beverages include prevention of cardiovascular disease, cancer, hepatic disease, gastrointestinal disorders and inflammatory bowel disease, hypertension, thrombosis, osteoporosis, allergic reactions, and diabetes.In addition, fermented foods list increasing the synthesis of nutrient, reducing obesity, increasing immunity, and alleviating lactose intolerance as well as anti-aging and therapeutic values/medicinal values among its health-related effects.The list grows the more we know about their molecular processes and their biological functions.The book helps you overcome the challenge of large-scale production and bring to consumers fermented foods without losing the unique flavor and other traits associated with the traditional products from which they are derived.
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What is the insurance coverage amount for a dog health insurance?
The insurance coverage amount for a dog health insurance can vary depending on the specific policy and provider. Typically, coverage amounts can range from $5,000 to $30,000 per year, with some policies offering unlimited coverage. It's important to carefully review the coverage limits, deductibles, and reimbursement percentages when choosing a dog health insurance policy to ensure it meets your pet's needs and your budget.
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Who benefits from private health insurance?
Individuals who have private health insurance benefit from it. This includes coverage for medical expenses, access to a wider network of healthcare providers, shorter wait times for appointments and procedures, and more control over their healthcare choices.
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What is the coverage amount for a dog health insurance?
The coverage amount for dog health insurance can vary depending on the plan and provider you choose. Typically, coverage amounts can range from $5,000 to $30,000 per year. It's important to carefully review the policy details to understand what is covered and up to what limit to ensure your pet's healthcare needs are adequately met.
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Is the cost coverage for liposuction granted by health insurance?
In general, health insurance does not typically cover the cost of liposuction as it is considered a cosmetic procedure. However, there may be exceptions in cases where liposuction is deemed medically necessary for health reasons, such as in cases of lipedema or certain other medical conditions. It is important to check with your health insurance provider to understand their specific coverage policies for liposuction.
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Social Security and Medicare : Maximizing Retirement Benefits
The long-term future of the American Social Security system which provides retirement, disability, and survivor benefits to millions, is uncertain.This is triggering big concerns for many workers who are paying into the system and need to make decisions about their retirement.This book features real-world situations around Social Security and Medicare to help financial professionals provide better advise to their clients on their personal financial plans. Key topics include: What Medicare will and will not doManaging Medicare gapsAnalyzing the wide menu of Social Security benefitsSocial Security benefits for workers and families: retirement, survivor, disability, and death benefitTax impact of Social Security premiums and benefitsImpact of the 3.8 percent Medicare surtax on investment incomeRecent changes to the Medicare law
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Gdas Bali Health and Wellness Resort
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Saving and Being Safe Away from Home : Savings and Insurance Associations in Ethiopia and Its Diaspora
Savings and insurance associations are widespread not only in Ethiopia but also in its diaspora, even in countries with diversified and comprehensive formal financial institutions.The contributors to this volume give an extensive overview of these associations in Ethiopia and its diaspora and, at the same time, ask what the activities within these associations tell us about their members' future aspirations and ideas of a »good life«.
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Mental Health and Benefits Handbook, 1st edition 2023
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What is the deductible for outpatient and dental services in private health insurance?
The deductible for outpatient and dental services in private health insurance varies depending on the specific plan chosen by the individual. Deductibles typically range from a few hundred to a few thousand dollars per year for outpatient and dental services. Once the deductible is met, the insurance plan will typically cover a percentage of the costs for these services, with the individual responsible for paying the remaining portion. It is important for individuals to carefully review their insurance plan to understand the specific deductible amounts and coverage details for outpatient and dental services.
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What is the situation regarding health insurance and unemployment benefits for homeless people?
Homeless people often face significant barriers in accessing health insurance and unemployment benefits. Many homeless individuals do not have stable employment, making it difficult for them to qualify for unemployment benefits. Additionally, without a permanent address, it can be challenging for homeless individuals to apply for health insurance. However, there are programs and resources available to help homeless individuals access these benefits, such as Medicaid and community health centers. Nonprofit organizations and social service agencies also work to connect homeless individuals with the necessary support to access health insurance and unemployment benefits.
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Does health insurance cover permanent makeup or similar services?
Health insurance typically does not cover permanent makeup or similar cosmetic services because they are considered elective procedures. These services are usually not deemed medically necessary, so insurance companies do not provide coverage for them. Patients interested in permanent makeup or similar services would need to pay for them out of pocket.
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What is the coverage amount in a dog health insurance policy?
The coverage amount in a dog health insurance policy varies depending on the specific plan chosen. Typically, coverage amounts can range from a few thousand dollars to unlimited coverage, with higher coverage amounts resulting in higher premiums. It is important to carefully review the policy details to understand the coverage limits, deductibles, and any exclusions that may apply to ensure that your dog is adequately protected.
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